Motor Vehicle and Equipment Finance

We are a team of experienced finance professionals dedicated to making your next vehicle or equipment purchase an easy one.

We offer you the highest level of personal service taking all the frustration and worry out of the equation. Let Addisons Advisory Group arrange for the pre-approval of your next purchase leaving you free to get on with work or play. We'll negotiate with the banks and finance companies to secure the most suitable financial product for your business or individual needs.

Motor Vehicle Finance

Vehicles can be financed for both businesses and individuals, for business or personal use.

Equipment Finance

All manner of goods can be financed, from the small home office set up to the multimillion dollar manufacturing plant, from boats to trucks to planes, at Addisons Advisory Group we do it all!

There are several finance options available for eith motor vehicles or equipment. Below is a brief description of each. Addisons is available to assist you with any option you prefer.

Lease

The vehicle/equipment is rented or leased for a monthly payment over a period of 2 to 5 years with a residual or lump sum payment at the end of the lease in line with Australian Taxation Office guidelines.

Novated Lease

As part of a salary package arrangement, this is a three way agreement between the employee, the employer and the lender. The employer agrees to make the repayments per the contract while that person remains in their employment. If you leave the company, the vehicle/equipment goes with you.

Commercial Hire Purchase

For business’ or individuals with a car/equipment allowance that want full ownership at the end of the finance period. Repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.

Chattel Mortgage

An alternative option for business’ with immediate ownership with the benefit of claiming back the GST within the BAS period of purchase. Again, repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.

Consumer Loan

For individuals were the vehicle is primarily for personal or domestic use. The full amount of purchase can be financed with a lump sum or balloon payment at the end of the term to assist in keeping the repayments within your budget with an option of making additional repayments to reduce the interest payable.